In this episode of Method To My Money, I share a real conversation with a small business owner working 60 to 70 hours a week, building something he’s proud of, but hoping it will “just work out” when retirement comes. Here’s the sobering truth. According to U.S. Small Business Administration data, only about half of businesses survive five years. Only about 30% ever successfully sell. If your retirement plan depends entirely on your business selling someday, that’s not a strategy. That’s concentration risk.

In this episode of Method To My Money, I answer a real question from a 58-year-old viewer who was just laid off. They have a solid nest egg, but they are also staring down real life expenses, inflation, and a mortgage decision that feels urgent. I walk through why doing the math matters, why paying off the mortgage is not always the best first move, and what biblical stewardship looks like when life gets uncertain.

Living on vibes instead of a plan? In this episode of Method To My Money, Matt walks through three traps that can quietly drain wealth. Then, he shares some simple, biblical ways to turn things around. You will meet Jack, Jill and Joey and learn how starting early, and saving consistently leads to peace of mind, instead of worry today and all out panic down the road.

In this episode of Method to My Money, Matt breaks down why chasing fast money can be like eating gas station sushi—it looks tempting, but it’ll likely leave you feeling sick. Using real-life examples from Hetty Green, the 2008 Housing Crisis, and Milton Hershey, Matt reveals why following steady, reliable biblical financial principles is better that chasing trends and quick wins.